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Ask Steve Mar 5, 2026 · Latest

Condo Lending: A Third Option for Reserve Fund Shortfalls

Most boards believe there are only two ways to handle a reserve fund shortfall. There is actually a third option that many communities overlook.

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FundingFeb 19, 2026

The “Third Option”: Why Condo Lending Is the Smartest Financial Tool You Haven’t Used

When a condo building faces a major repair project or a shortfall in the reserve fund, most boards feel they have only two choices: delay the work or issue a special assessment.

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ProductSep 3, 2025

Accelerate Your Reserve Study Workflow with StelorPM

Steve Laidlaw walks through StelorPM, a capital lifecycle platform that cuts reserve study prep dramatically and unlocks new revenue for providers and managers.

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ProductSep 3, 2025

How StelorPM Helps Condo Boards Prevent Special Assessments in 2025

Special assessments disrupt financial planning and erode trust. StelorPM gives boards the data and forecasting to plan better and protect owners.

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ProductAug 28, 2025

What Can Stelor Do for RFS/DR Providers?

If you write reserve fund studies or depreciation reports for a living, you know the administrative overload that comes with it. Stelor is here to change that.

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EducationAug 21, 2025

Reserve Fund Study and Depreciation Report Writer Qualifications

Who is qualified to write a reserve fund study or depreciation report? How requirements vary across Canada and the US, and what really defines a quality report.

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ProductAug 7, 2025

Writing RFS/DR with the Stelor Advantage

Writing reserve fund studies and depreciation reports has always been manual and slow. Episode #13 of Coffee Chat with Steve explores how StelorBLD changes that.

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IntegrationsJul 4, 2025

StelorPM Now Integrated with Rent Manager

Seamless integration with Rent Manager is now live, automating reserve fund data for greater efficiency.

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IntegrationsJun 26, 2025

Stelor’s Integration with Rent Manager

What Rent Manager is, how the Stelor integration works, and what it means for property managers, boards, and service providers.

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CompanyJun 19, 2025

How Are Reserve Plus & Stelor Connected?

On the surface they look like two companies. Once you see how they connect, it's clear they're part of one ecosystem modernizing reserve fund planning.

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EducationJun 5, 2025

What’s an Electrical Planning Report (EPR)?

Every strata in British Columbia will need an Electrical Planning Report by the end of 2026. Here's what an EPR is and why it matters.

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EducationMay 29, 2025

How Should Reserve Funds Be Invested?

Many buildings leave millions sitting idle in low-interest accounts. Here's how to invest the reserve fund safely without taking on unnecessary risk.

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RegulationMay 22, 2025

Changes in the BC Strata Act

In 2024 BC announced major amendments to the Strata Property Act. Here's what changed, who it affects, and why early action is key.

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EducationMay 15, 2025

Tips on Avoiding Special Assessments

Many special assessments can be predicted or even avoided with the right information up front. Here's what to check in the reserve fund study.

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EducationMay 8, 2025

Why Special Assessments Are a Big Risk for Condo Owners

Special assessments can cause serious financial strain — especially in the first five years after buying. Here's why, and how to avoid being blindsided.

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BuyersMay 1, 2025

What To Look For When Buying a Condo or Townhouse

Beyond the paint color and floor plan: condo fees, upcoming capital projects, and whether the building's budget accounts for real inflation.

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ProductApr 24, 2025

Stelor’s Quick, Easy & Affordable Insurance

How Stelor makes condo insurance easier, faster, and up to 25% cheaper by pulling pre-validated building data straight into broker quotes.

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EducationApr 17, 2025

How Has Inflation Impacted Reserve Fund Studies Since 2020?

Most reserve fund studies assume 3–4% inflation. Multifamily construction costs rose about 12% a year since 2020 — and that gap is starting to show.

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EducationApr 10, 2025

The Importance of a Reserve Fund Study / Depreciation Report

A reserve fund study is your building's 30-year capital budget. Here's what it covers and why your condo corporation needs one.

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CompanyMar 13, 2025

Why We Built Stelor: The Origin Story

Fifteen years ago, Steve Laidlaw wasn’t running a software company. He was a new condo owner in Calgary — until a letter arrived.

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Company newsDec 2, 2024

Exciting Announcement: Stelor Joins the REACH Canada Cohort of 2025

Stelor has been selected as part of the REACH Canada Cohort of 2025, an accelerator powered by Second Century Ventures.

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Company newsNov 28, 2024

Second Century Ventures Invests $150,000 USD in Stelor Inc.

Second Century Ventures has invested $150,000 USD ($205,000 CAD) in Stelor Inc. through a SAFE agreement with a $5,000,000 USD valuation cap.

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Company newsNov 5, 2024

Stelor Completes First Round of Financing

Stelor has successfully closed its first round of financing, achieving our target of $850,000.

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From the channel

Coffee Chat & Q&A with Steve.

Short, practical episodes on reserve funds, special assessments, and capital planning — straight from our founder.

Q&A with Steve: What’s a Reserve Fund Study?

Accelerate Your Reserve Study Workflow with StelorPM

Preventing Special Assessments with StelorPM

▶ Visit the Stelor channel
Put it into practice

See how Stelor handles the numbers.

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